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Does Insurance Cover LASIK Surgery?

Does Insurance Cover Lasik Surgery

LASIK surgery is a phenomenal procedure for many people, restoring life-long vision issues associated with nearsightedness, farsightedness and astigmatism. The procedure is known for being fast, virtually pain-free, outpatient, and with a fast recovery time in just as little as 24 hours.

These are the known parts of LASIK. Lesser known are the ins and outs of picking a doctor and, most of all, the overall cost that can be expected.

Insurance and LASIK Surgery

Unfortunately, most insurance policies consider LASIK to be a “cosmetic” surgery. Vision problems are easily fixed with less expensive eyeglasses or contact lenses. Therefore, correction through surgery is considered purely cosmetic because the patient is (presumably) only interested for aesthetic purposes.

However, certain individuals may still have insured help with the procedure. Those whose jobs rely on vision, such as military personnel, athletes, or other entertainers whose careers rely on their ability to work without vision aids.

This doesn’t mean all hope is lost. Some employers offer discounted LASIK through agreements with LASIK doctors.

Even if you are uninsured or your insurance doesn’t cover the costs at all, LASIK surgery centers usually offer reasonable payment plans to make the procedure affordable in the long run, rather than a one-time payment.

Surgeon Experience

The longer a surgeon has been practicing, the higher their prices will be. This does not always mean the surgeon with fewer years behind the scalpel is bad at the procedure. Many younger surgeons might have better experience with newer technologies. As a rule, however, the more experience a surgeon has, the higher their premium will be.

Type of LASIK Surgery

Even though LASIK is itself a new procedure in the history of sight correction, newer technologies are developed constantly. Older techniques use a traditional blade, while newer surgeries can use laser technology instead.

Both are equally effective, and one might be more suited to your specific needs than another. The more technologically advanced laser treatments, however, have a higher cost, which is passed along to the patient.

Bargain LASIK Surgery

Shopping around for prices will reveal multiple offers for “bargain” LASIK procedures. Beware these advertisements! The steep discounts offered are driven by low-quality or outdated medical technology, hidden fees, less patient care, or a combination of these.

Even though finding a reasonable price is an important step in picking a surgeon for your LASIK, the cheapest way is not usually the safest.

Traditional insurance may not cover the cost to get your eyes permanently corrected. A little research and taking advantage of every available option, subsidy and offer, however, will ensure your LASIK is worth every penny spent.

LASIK Surgery in Houston

Eye Center of Texas is one of the first practices in Texas to offer bladeless cataract surgery and the best blade-free LASIK surgery Houston has to offer. Call today to schedule an appointment, or contact us online.

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Our Locations

Houston

6565 W. Loop S. Suite 650

Bellaire, TX 77401

Medical Office: 713-797-1010

Medical Fax: 713-357-7276

LASIK/ReSTOR: 713-395-1515

LASIK/ReSTOR Fax: 713-357-7278

Pasadena

4415 Crenshaw Road

Pasadena, TX 77504

Medical Office: 281-977-8800

Medical Fax: 281-977-8877

Sugar Land

15400 S.W. Freeway, Suite 301

Sugar Land, TX 77478

Medical Office: 281-277-1010

Medical Fax: 281-277-4504

Clear Lake

450 W. Medical Center Blvd., #305

Webster, TX 77598

Medical Office: 281-332-1397

Medical Fax: 281-338-1215

Katy

Kingsland Medical Plaza 777 S. Fry Road Suite 102

Katy, TX 77450

Medical Office: 713-797-1010

Medical Fax: 713-357-7276

The Woodlands/Conroe

690 South Loop 336 West, Suite 205 (The building is 1mile West of I-45, just after Medical Center Blvd)

Conroe, TX 77304

Medical Office: 713-797-1010

Medical Fax: 713-357-7276